1. Setting Smart Personal Goals Leads to Financial Independence

Personal Financial Goals Planning

The first step in financial planning is mastering your personal finances and taking control over your current state of affairs. This can be achieved by evaluating your net worth, tracking monthly income and expenses, creating a household budget and making sure you follow it. Once you have a clear understanding of how much money you earn and where you spend it, it will be easier for you to make plans for the future and look forward to your personal financial goals. Don't be ashamed to dream for the impossible, sometimes even the craziest goals can be reached with the right amount of motivation, self-commitment and proper attitude. However without a well thought-out plan on how to achieve the desired end result, your chances of success are very weak.

A plan works pretty much like a map with specific instructions to follow and steps to take in order to reach the final destination. Once you've defined what you want to accomplish, how much time it will take to make it happen and what financial resources you'll need to get there, you are almost halfway towards your financial goal. The rest depends solely on your determination and persistence to pursue your goal. These two qualities are in fact the basic ingredients that can transform desires into reality.

2. Set Your Financial Goals in Seconds with InEx Finance Personal Money Manager

Considering the importance of financial goal planning in the process of managing personal finances, we've developed a selection of easy-to-use tools to help you create, adjust, track and achieve personal financial goals. Whether you want to buy a new house, pay off credit card debt, take a trip to Paris or save money for retirement, InEx personal finance software gives you the necessary guidance on how to reach your goals quickly and easily. The road to your dreams may be paved with thorns, but your satisfaction and enjoyment when they come true will be immeasurable.

See how our personal financial planner can help you better manage your financial goals with these efficient money management tools:

  • Automated income and expense tracking of all your finances in one secure place: cash-flow, bank account operations or credit card transactions. This gives you a clear understanding of how much you spend and how much you can afford to set aside for your goals.

  • Easy goal setting in any currency of your choice: create short-term or long-term goals, break complex financial goals down into multiple sub-goals (items) to help you prioritize and create a step-by-step strategy towards the end result.

  • Effective family budget planning to help you control your spending, spot categories you can cut back and save money for your financial goals without sacrificing your usual lifestyle.

  • Comprehensive reports and colorful charts showing your saving progress, the overall contribution to your goal over time and an evaluation of your saving activity with useful advice on how to reach your goal by the target date.

  • Managing and tracking goals on your mobile: stay tuned to your personal financial goals and track your progress on the go using InEx Finance mobile version, that runs smoothly on mostly all popular mobile devices – iPhone, iPad, Android, WebOS, Blackberry, Windows Phone, etc.

A man with no goals in life is like a ship with a captain but no destination. Stephen A. Brennan once said:

Our goals can only be reached through a vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.

So if you want to attain financial independence and enjoy meeting your goals, then you should start with personal financial planning.

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Updated at March 02, 2013 13:08